Disability Insurance

Disability insurance is a really simple concept. It protects one’s most valuable asset – their income.

What if you were to become too sick or hurt to work? If you couldn’t work, would your family have enough income to meet its financial obligations? Your value as a provider not only includes your mortgage and car payments, utilities, education and living expenses, it also includes benefits through work and the value of the personal contributions you provide to your family.

We offer flexible solutions for various income levels — from entry-level professionals to middle-income earners to high-net-worth individuals – to help meet your current insurance needs as well as keeping up with future ones.

Over time, your needs may change and our goal is to help ensure that your coverage continues to meet your needs. Our policies have many built-in features that allow you to update your coverage. Riders (at an additional cost) are another way to customize your policy.